@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;550;600;650;700&family=Manrope:wght@400;500;600;650;700;750;800&display=swap');
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@media(min-width:1500px){.hero-inner{min-height:780px}.hero h1{font-size:79px}}
@media(max-width:1000px){.header{padding:0 30px}.header nav{gap:20px}.wrap{width:calc(100% - 60px)}.hero-inner{padding:65px 30px;min-height:680px}.hero h1{font-size:61px}.hero-description{font-size:15px}.hero-actions{gap:18px;flex-wrap:wrap}.mercury{margin-left:-35px;margin-right:-50px}.hero-bottom{margin:0 30px}.intro{gap:0 40px}.coverage-card{padding:25px 23px}.coverage-card h3{font-size:23px}.additional{flex-wrap:wrap}.approach-grid,.faq{gap:45px}.footer-main{flex-wrap:wrap}.contact-orb{right:-100px;opacity:.6}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}

/* Original blue liquid-metal artwork, with gentle motion. */
.mercury-image{object-fit:contain;max-height:640px;mix-blend-mode:screen;mask-image:radial-gradient(ellipse at 50% 50%,#000 45%,transparent 74%);animation:mercury-drift 12s ease-in-out infinite}.hero-copy{position:relative;z-index:1}@keyframes mercury-drift{0%,100%{transform:translateY(0) scale(1)}50%{transform:translateY(-10px) scale(1.035)}}@media(max-width:700px){.mercury-image{max-width:430px;max-height:390px}}@media(prefers-reduced-motion:reduce){.mercury-image{animation:none}}
/* Journal and policy pages */
.journal-hero h1{max-width:1000px;font-size:clamp(34px,4.1vw,60px)}.journal-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;padding:65px 0 80px}.journal-card{min-width:0;background:#fff;border:1px solid var(--line);border-radius:4px;overflow:hidden;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.journal-card:hover{transform:translateY(-4px);box-shadow:0 15px 30px #1432450b}.journal-card>img{width:100%;height:240px;object-fit:contain;background:#e8eff2}.journal-card>div{padding:26px;display:flex;flex-direction:column;flex:1}.journal-card time{font-size:11px;color:#557483}.journal-card h2{font-size:22px;line-height:1.4;letter-spacing:-.4px;margin:15px 0}.journal-card p{color:var(--muted);font-size:13px;overflow-wrap:anywhere}.journal-card span{font-size:12px;font-weight:650;margin-top:auto;padding-top:20px}.article-body{width:min(790px,calc(100% - 48px));margin:60px auto 70px;overflow-wrap:anywhere;font-size:17px;line-height:1.9}.article-body>p,.article-body li{white-space:pre-line}.article-body h2{font-size:30px;margin:40px 0 20px;letter-spacing:-.7px}.article-body h3{font-size:25px;margin:32px 0 15px;line-height:1.4}.article-body h4{font-size:21px;line-height:1.4;margin:30px 0 15px}.article-body figure{margin:0 0 35px}.article-body img{display:block;max-width:100%;height:auto;max-height:780px;object-fit:contain;margin:auto}.article-body figcaption{font-size:12px;color:var(--muted);text-align:center;margin:12px 0 0;line-height:1.6}.article-body a,.article-end p a{text-decoration:underline;text-underline-offset:3px;color:#185c93}.article-body ul{padding-left:26px}.article-space{height:8px}.article-end{border-top:1px solid var(--line);padding:30px 0 40px;display:flex;justify-content:space-between;align-items:center;gap:25px}.article-end p{font-size:13px}.privacy-body{font-size:15px}.privacy-body h2{font-size:25px}.privacy-body p{margin:12px 0}.header nav{gap:24px}@media(max-width:1100px){.header nav{gap:17px;font-size:12px}.journal-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.journal-card>img{height:250px}}@media(max-width:700px){.journal-list{grid-template-columns:1fr;padding:35px 0 55px}.journal-card>img{height:260px}.journal-hero h1{font-size:35px;letter-spacing:-1.5px}.article-body{font-size:16px;margin-top:35px}.article-body h2{font-size:26px}.article-body h3{font-size:23px}.article-end{display:block}.article-end p{margin-top:24px}.header nav{font-size:14px}}
@media(min-width:701px) and (max-width:900px){.header{position:relative;z-index:5}.menu-toggle{display:flex;align-items:center;gap:12px;border:0;padding:12px;background:transparent;color:var(--ink);font-size:13px}.header nav{display:none;position:absolute;top:105px;left:0;right:0;background:var(--paper);padding:26px 30px;box-shadow:0 20px 20px #06223815;align-items:stretch}.header nav.open{display:flex;flex-direction:column;gap:22px}.nav-cta{justify-content:space-between}}
/* Independent-broker context and mobile scrolling safeguards. */
.broker-options{padding:0 0 90px}.broker-options .section-heading{margin-bottom:20px}.broker-intro{max-width:780px;color:var(--muted);font-size:16px}.broker-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px;margin:35px 0 20px}.broker-grid>div{border-top:1px solid var(--line);padding-top:20px;min-width:0}.broker-grid h3{font-size:18px;font-weight:550;margin:0 0 10px}.broker-grid p{font-size:14px;line-height:1.9;color:var(--muted);overflow-wrap:anywhere}.broker-note{font-size:12px;line-height:1.8;color:var(--muted);max-width:880px;margin:0 0 24px}.carrier-detail{padding:28px 30px;background:#edf2f2;margin:35px 0 45px}.carrier-detail h2{font-size:30px}.carrier-detail p:not(.eyebrow){font-size:15px;color:var(--muted)}
.hero-copy,.intro>div,.approach-grid>div,.faq>div{min-width:0}.mercury,.contact-orb,.hero:before{pointer-events:none}.mercury-image{display:block;flex-shrink:1;min-width:0;max-width:100%}.header nav a{white-space:nowrap}.footer-main>div{flex-wrap:wrap}.button{max-width:100%}.hero-copy,.detail-hero h1{overflow-wrap:break-word}
@media(max-width:700px){html{scroll-behavior:auto;scroll-padding-top:24px}.hero h1{font-size:clamp(42px,13.5vw,53px)}.hero-actions{gap:18px}.mercury-image{animation:none;filter:none;mix-blend-mode:normal;-webkit-mask-image:none;mask-image:none;object-fit:contain}.mercury{height:auto;min-height:0;margin:12px 0 0}.mercury-image{width:100%;height:auto;aspect-ratio:1}.hero-caption{bottom:20px}.broker-options{padding-bottom:55px}.broker-grid{grid-template-columns:1fr;gap:14px;margin-top:25px}.broker-grid p{margin:8px 0}.broker-intro{font-size:15px}.carrier-detail{padding:25px}.carrier-detail h2{font-size:26px}.header nav{top:100%}.contact-copy{min-width:0}}
@media(max-width:900px){.header.menu-open{height:auto;min-height:86px;flex-wrap:wrap;padding-top:16px;padding-bottom:16px}.header nav.open{position:static;flex-basis:100%;box-shadow:none;padding:24px 0 0}.header nav.open a{white-space:normal}}

/* Owner-provided Medicare educational disclaimer. */
.medicare-disclaimer{font-size:14px;line-height:1.75}.medicare-notice{padding:26px 30px;background:#edf2f2;border-left:3px solid #7396b7;margin-top:38px}.medicare-notice p{margin:0}.medicare-notice a{text-decoration:underline;text-underline-offset:3px}.disclosure .medicare-disclaimer{margin-bottom:18px;color:#425d6c}@media(max-width:700px){.medicare-notice{padding:22px;margin-top:25px}}

/* Personal guidance, readable type, and call-first contact. */
.header nav{gap:22px;font-size:15px}.nav-cta{gap:20px;padding:14px 22px}
.button{font-size:16px;min-height:52px}.text-link,.arrow-link{font-size:15px}
.hero-description{font-size:18px}.hero-note{font-size:13px;color:#b4c9d8}
.eyebrow{font-size:12px}.hero-bottom{font-size:11px;color:#afc4d4}
.coverage-card p,.steps p,.detail-item p,.detail-note,.carrier-detail p:not(.eyebrow),.broker-grid p,details p{font-size:16px}
.card-top,.card-link{font-size:13px}.broker-note,.hours{font-size:14px}
.approach-grid>div>p:not(.eyebrow){font-size:17px}.owner-line{font-size:15px}.owner-line small{font-size:13px}
.footer-main>p{font-size:14px}.footer-main>div{font-size:14px;max-width:360px;row-gap:12px}.footer-email{display:inline-block;margin-top:8px;text-decoration:underline;text-underline-offset:4px;overflow-wrap:anywhere}
.disclosure{font-size:13px}.copyright{font-size:12px}.disclosure .medicare-disclaimer{font-size:14px}
@media(max-width:1150px){.header nav{font-size:14px;gap:15px}.header{padding-left:30px;padding-right:30px}.nav-cta{gap:12px;padding:14px 16px}}
@media(max-width:900px){body{padding-bottom:94px}.mobile-call{display:block;position:fixed;z-index:40;bottom:0;left:0;right:0;padding:10px 20px calc(10px + env(safe-area-inset-bottom));background:#f8faf9f5;border-top:1px solid #cedae1;box-shadow:0 -6px 28px #061e3a12}.mobile-call>a{display:flex;align-items:center;justify-content:center;gap:15px;min-height:56px;padding:9px 18px;border-radius:50px;background:#083b66;color:#fff;box-shadow:0 4px 12px #061e3a14}.mobile-call svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.6}.mobile-call a>span:first-of-type{display:flex;align-items:center;gap:10px;font-size:14px}.mobile-call strong{font-size:17px;font-weight:650;white-space:nowrap}.mobile-call a>span:last-child{margin-left:auto;font-size:22px}.mobile-call a>svg{margin-right:auto}.header nav{font-size:16px}.header nav a{min-height:44px;display:flex;align-items:center}.header nav .nav-cta{justify-content:space-between}}
@media(max-width:700px){.hero-description{font-size:17px}.hero .eyebrow{font-size:11px}.hero h1{font-size:clamp(41px,12vw,53px)}.hero .button{font-size:16px}.hero-note{font-size:12px}.hero-bottom{font-size:8px}.intro p:not(.eyebrow){font-size:17px}.eyebrow{font-size:11px}.broker-intro{font-size:17px}.broker-note{font-size:14px}.coverage-card p,.steps p{font-size:16px}.card-top{font-size:11px}.card-link{font-size:14px}.additional>span{font-size:10px}.additional p,.additional a{font-size:14px}.additional{row-gap:16px}.additional p{line-height:1.8}.additional a{padding:6px 0}.owner-line{font-size:14px}summary{font-size:17px}details p{font-size:16px}.contact .eyebrow{font-size:10px}.contact p:not(.eyebrow){font-size:17px}.hours{font-size:13px}.contact{min-height:440px}.footer-main>div{font-size:14px}.detail-hero p:not(.eyebrow){font-size:17px}.back-link{font-size:14px}.journal-card p{font-size:16px}.journal-card time,.journal-card span{font-size:14px}.article-end p{font-size:16px}.privacy-body{font-size:17px}}
@media(max-width:360px){.mobile-call{padding-left:12px;padding-right:12px}.mobile-call a{gap:8px;padding-left:15px;padding-right:15px}.mobile-call a>span:first-of-type{font-size:12px;gap:7px}.mobile-call strong{font-size:16px}.hero .button{font-size:15px;gap:18px}}

.archive-notice{padding:18px 22px;margin:0 0 32px;background:#e8f1f6;border-left:3px solid #7396b7;font-size:15px;line-height:1.7;color:#425d6c}

.out-arrow{display:inline-block;width:15px;height:15px;vertical-align:middle;fill:none;stroke:currentColor;stroke-width:1.5;flex-shrink:0}.button>span,.nav-cta>span{display:inline-flex;align-items:center}.mobile-call .out-arrow{width:18px;height:18px}