/* Kindred's supplied shield, wordmark and service artwork are displayed from
   the original image without redrawing or altering the source pixels. */
:root{--brand-night:#030a1b;--brand-mid:#08172c;--brand-cyan:#72d8ff;--brand-ice:#d3f2ff;--brand-ink:#132e43;--brand-muted:#526879;--brand-line:#d9e2e8;--paper:#f7f9fb}
body{background:var(--paper);color:var(--brand-ink);font-family:'DM Sans',Arial,sans-serif;font-size:17px;line-height:1.65}html{scroll-padding-top:28px}h1,h2,h3,p{overflow-wrap:normal}.section-shell{width:min(1220px,calc(100% - 96px));margin:0 auto}.header{height:110px;max-width:none;padding:0 max(48px,calc((100vw - 1220px)/2));background:var(--brand-night);color:white;border-bottom:1px solid #9ac9e726;gap:30px}.brand{gap:13px;letter-spacing:0}.brand-emblem{display:block;flex:none;width:54px;height:60px;background-image:url('/assets/kindred-brand-reference.jpeg');background-size:460.8px 263.1px;background-position:-120px -15px;background-repeat:no-repeat;mix-blend-mode:screen;clip-path:polygon(0 0,100% 0,100% 78%,50% 100%,0 78%)}.brand-word{font-family:Georgia,'Times New Roman',serif;font-size:34px;font-weight:400;font-style:italic;line-height:.95;letter-spacing:-1.5px}.brand-word small{font:500 9px/1.3 'DM Sans',Arial,sans-serif;letter-spacing:4px;margin:9px 0 0 3px}.header nav{gap:28px;font-size:14px;font-weight:500}.header nav a{white-space:nowrap}.header nav>a:not(.nav-cta){color:#d1dce7}.header nav>a:hover{color:#8cddff}.nav-cta{background:var(--brand-ice);color:#071c32!important;border-radius:7px;gap:20px;padding:13px 19px;font-size:15px;font-weight:700}.out-arrow{width:16px;height:16px;flex:none}.menu-toggle{color:white}.header a:focus-visible,.hero-secondary:focus-visible,.brand-hero a:focus-visible,footer a:focus-visible{outline-color:#8fe2ff}.new-eyebrow{margin:0 0 24px;font-size:11px;font-weight:700;letter-spacing:2.2px;line-height:1.7;color:#356a85}
.brand-hero{background:var(--brand-night);color:white;padding:66px 0 0}.hero-shell{width:min(1220px,calc(100% - 96px));margin:auto;display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center;padding-bottom:64px}.brand-hero-copy{min-width:0}.brand-hero .new-eyebrow{color:#84cdeb;margin-bottom:26px}.brand-hero h1{font-family:Georgia,'Times New Roman',serif;font-size:clamp(47px,4.6vw,67px);font-weight:400;line-height:1.13;letter-spacing:-2.2px;margin:0 0 28px}.brand-hero h1 em{font-weight:400;color:var(--brand-ice)}.texas-line{font-size:20px;font-weight:550;color:#f0f7fb;margin:0 0 16px}.brand-hero-description{font-size:17px;line-height:1.85;color:#b0c4d6;max-width:500px;margin:0}.brand-hero-actions{margin-top:34px;display:flex;align-items:flex-start;gap:20px;flex-direction:column}.primary-call{display:flex;align-items:center;justify-content:space-between;gap:40px;background:var(--brand-ice);color:#05213a;padding:16px 22px;border-radius:8px;box-shadow:0 0 30px #43b9ef12;min-width:300px;transition:background .2s,transform .2s}.primary-call>span{font-size:12px;line-height:1.6}.primary-call strong{display:block;font-size:24px;font-weight:700;letter-spacing:.3px}.primary-call .out-arrow{width:21px;height:21px}.primary-call:hover{background:white;transform:translateY(-2px)}.hero-secondary{font-size:14px;color:#d3dfeb;padding:4px 0;text-underline-offset:6px}.hero-secondary:hover{text-decoration:underline}.brand-feature{align-self:center;overflow:hidden;background:#020716;border:1px solid #2b779c;border-radius:20px;box-shadow:0 20px 70px #0005,0 0 38px #26acff0c;min-width:0}.source-lockup{position:relative;overflow:hidden;width:100%;aspect-ratio:870/420}.source-lockup img{position:absolute;display:block;width:176.55173%;height:auto;max-width:none;left:-5.74713%;top:-11.90476%}.brand-feature-copy{padding:20px 28px 25px;border-top:1px solid #3f89b333}.brand-feature-copy p{font-size:10px;letter-spacing:2px;color:#78c7ed;margin:0 0 12px}.brand-feature-copy h2{font:500 27px/1.3 'DM Sans',Arial,sans-serif;letter-spacing:-.5px;margin:0 0 12px;color:#eff7ff}.brand-feature-copy>span{display:block;font-size:15px;line-height:1.8;color:#b1c4d4}.feature-services{display:flex;justify-content:space-between;gap:10px;border-top:1px solid #9ac9e722;padding:17px 28px;font-size:12px;color:#bad6e6}.hero-proof{display:flex;justify-content:center;gap:100px;padding:21px 48px;border-top:1px solid #9ac9e726;background:#071226;color:#b9cfdf;font-size:13px}.hero-proof>span{white-space:nowrap}
.services-section{padding:96px 0 82px}.new-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:45px;margin-bottom:40px}.new-section-heading h2,.approach-intro h2,.new-faq h2,.new-contact h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(36px,3.6vw,50px);line-height:1.16;letter-spacing:-1.5px;font-weight:400}.new-section-heading h2 em,.approach-intro h2 em,.new-faq h2 em{font-style:italic;color:#236383}.new-section-heading>p{font-size:16px;color:var(--brand-muted);line-height:1.8;margin:0 0 5px}.new-service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.service-tile{display:flex;flex-direction:column;background:#fff;border:1px solid var(--brand-line);border-radius:13px;padding:28px;transition:transform .2s,border-color .2s,box-shadow .2s}.service-tile:hover{border-color:#60a7c8;box-shadow:0 15px 35px #102d4110;transform:translateY(-4px)}.service-tile-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:30px}.service-number{font-size:12px;color:#637b8b;letter-spacing:2px}.source-icon{display:block;flex:none;width:64px;height:64px;background-image:url('/assets/kindred-brand-reference.jpeg');background-size:1092.267px 623.644px;background-repeat:no-repeat;background-color:#030a1b;border-radius:12px}.icon-health{background-position:-707.556px -61.867px}.icon-medicare{background-position:-707.556px -140.089px}.icon-life{background-position:-707.556px -214.044px}.icon-dental{background-position:-707.556px -285.867px}.icon-vision{background-position:-707.556px -357.689px}.icon-supplemental{background-position:-707.556px -428.089px}.icon-critical{background-position:-707.556px -498.489px}.service-tile h3{font-size:28px;line-height:1.25;letter-spacing:-.9px;font-weight:600;margin:0 0 16px}.service-tile>p{font-size:16px;line-height:1.8;color:var(--brand-muted);margin:0 0 30px}.service-tile-link{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:14px;font-weight:650;border-top:1px solid var(--brand-line);padding-top:22px;margin-top:auto;color:#0c4e75}.additional-heading{margin:40px 0 22px;display:flex;justify-content:space-between;gap:20px;align-items:center}.additional-heading h3{margin:0;font-size:19px;font-weight:550;letter-spacing:-.3px}.additional-heading p{font-size:14px;color:var(--brand-muted);margin:0}.extra-service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.extra-service{background:#08172c;color:white;border-radius:10px;display:flex;align-items:center;gap:12px;padding:15px}.extra-service .source-icon{width:45px;height:45px;background-size:768px 438.5px;border-radius:8px;mix-blend-mode:screen}.extra-service .icon-dental{background-position:-497.5px -201px}.extra-service .icon-vision{background-position:-497.5px -251.5px}.extra-service .icon-supplemental{background-position:-497.5px -301px}.extra-service .icon-critical{background-position:-497.5px -350.5px}.extra-service>span:not(.source-icon){font-size:14px;line-height:1.5;font-weight:550}.extra-service>.out-arrow{margin-left:auto;width:13px}.extra-service:hover{background:#0d2947}.availability-note{font-size:13px;color:#637789;line-height:1.8;margin:24px 0 0}
.new-approach{padding:85px 0;background:#eaf0f4;border-top:1px solid #dbe5ec;border-bottom:1px solid #dbe5ec}.approach-layout{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.approach-intro>p:not(.new-eyebrow){font-size:17px;line-height:1.9;color:var(--brand-muted);margin:25px 0;max-width:460px}.plain-link{display:inline-flex;align-items:center;gap:30px;font-size:15px;font-weight:650;border-bottom:1px solid #87a6b9;padding-bottom:8px}.new-steps{list-style:none;margin:0;padding:0}.new-steps li{display:flex;gap:26px;padding:25px 0;border-top:1px solid #bdcedb}.new-steps li>span{font-size:13px;color:#236383;padding-top:4px}.new-steps h3{margin:0 0 10px;font-size:21px;font-weight:600;letter-spacing:-.5px}.new-steps p{font-size:16px;line-height:1.8;color:var(--brand-muted);margin:0}.carrier-section{padding:85px 0}.carrier-heading{display:grid;grid-template-columns:1fr 1fr;gap:0 100px;align-items:center}.carrier-heading>.new-eyebrow{grid-column:1/-1}.carrier-heading h2{font-size:37px;line-height:1.25;letter-spacing:-1.5px}.carrier-heading>p:not(.new-eyebrow){font-size:16px;color:var(--brand-muted);margin:0;max-width:460px}.new-carrier-grid{display:grid;grid-template-columns:1.2fr 1.2fr 1fr;gap:36px;margin-top:38px}.new-carrier-grid>div{border-top:1px solid var(--brand-line);padding-top:22px}.new-carrier-grid h3{font-size:16px;letter-spacing:.1px;font-weight:650;margin:0 0 10px}.new-carrier-grid p{font-size:15px;line-height:1.9;color:var(--brand-muted);margin:0}.new-faq{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px;padding:40px 0 96px}.new-faq .faq-list{border-top:1px solid var(--brand-line)}.new-faq summary{font-size:17px;padding:2px 0}.new-faq details{padding:22px 0}.new-faq details p{font-size:16px;line-height:1.9}.new-contact{background:#061428;color:white;padding:72px 0;border-top:1px solid #40b7ed}.contact-layout{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px}.new-contact .new-eyebrow{color:#89cfef}.new-contact h2{color:#fff}.new-contact h2 em{color:#b7e8ff;font-style:italic}.new-contact p{font-size:17px;color:#b4c9d9;line-height:1.8;margin:25px 0 0}.contact-actions{padding-left:40px;border-left:1px solid #4e7e9a6b;min-width:0}.contact-number{font-size:clamp(29px,3vw,42px);font-weight:550;letter-spacing:-1px;white-space:nowrap;display:flex;align-items:center;justify-content:space-between;gap:15px}.contact-number .out-arrow{width:24px;height:24px}.contact-actions p{margin:10px 0 28px;font-size:16px}.contact-email{display:block;font-size:17px;color:#c0eaff;text-decoration:underline;text-underline-offset:6px;overflow-wrap:anywhere}.contact-actions>span{display:block;margin-top:20px;font-size:14px;color:#92b0c5}
footer.wrap{width:100%;padding:55px max(48px,calc((100vw - 1220px)/2)) 24px;background:var(--brand-night);color:white}.footer-main{display:grid;grid-template-columns:1fr 1.25fr 1.1fr;gap:60px;padding-bottom:42px}.footer-main>.brand{align-self:start}.footer-main>.footer-contact{display:block;font-size:15px;max-width:none}.footer-contact strong{font-size:16px;font-weight:600}.footer-contact p{font-size:14px;line-height:1.8;color:#a1b6c9;margin:10px 0 14px}.footer-contact>a{display:block;width:fit-content;font-size:15px}.footer-contact .footer-email{font-size:13px;color:#a9d3e9;margin-top:10px}.footer-main>.footer-links{display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;font-size:13px;max-width:none;align-content:start;color:#bdd0df}.footer-links a:hover{text-decoration:underline}.disclosure{border-color:#45617c55;color:#90a9be;font-size:12px;line-height:1.9;padding:25px 0}.disclosure .medicare-disclaimer{font-size:13px;color:#a8bdcf;line-height:1.9}.copyright{color:#8ca6bb;font-size:12px}.mobile-call{background:#071226ee;border-top-color:#7cccec66;padding-top:10px}.mobile-call>a{background:#d3f2ff;color:#05213a;border-radius:8px;min-height:55px;justify-content:space-between;padding-left:20px;padding-right:20px}.mobile-call a>span:first-of-type{font-size:14px}.mobile-call strong{font-size:18px}.mobile-call .out-arrow{width:18px;height:18px}.mobile-call a>span:last-child{margin-left:0;font-size:14px}
/* Keep all existing service, landing and archive routes in the same brand. */
.detail-hero{background:#061428;padding:64px 0 70px;border-bottom:1px solid #4e8aa866}.detail-hero h1{font-family:Georgia,'Times New Roman',serif;font-size:58px;font-weight:400;line-height:1.16;letter-spacing:-1.7px;color:#f2f8ff;max-width:850px}.detail-hero .eyebrow{color:#8bd1ef}.detail-hero p:not(.eyebrow){font-size:18px;line-height:1.8;color:#b8cddd}.detail-hero .button,.button{border-radius:8px;font-size:16px}.pale{background:#d3f2ff;color:#09243b}.dark-button{background:#082d4e}.detail-content h2,.carrier-detail h2{font-weight:600;font-size:34px}.detail-grid{gap:28px}.detail-item{background:#fff;border:1px solid var(--brand-line);border-radius:10px;padding:26px}.detail-item h3{font-size:22px;font-weight:600;margin-top:0}.detail-item p{font-size:17px;line-height:1.85}.resource-box,.carrier-detail,.medicare-notice{background:#e9f0f5;border-radius:8px}.journal-card{border-radius:11px}.journal-card h2{font-size:23px;font-weight:600}.journal-card>div{padding:26px}.article-body{font-size:18px;line-height:1.9}.archive-notice{font-size:15px}.skip:focus{color:#071226}
@media(min-width:1450px){.hero-shell{gap:85px}.brand-hero{padding-top:80px}.hero-shell{padding-bottom:78px}}
@media(max-width:1100px){.header{padding:0 32px}.header nav{gap:20px;font-size:13px}.nav-cta{font-size:14px;gap:12px}.section-shell,.hero-shell{width:calc(100% - 64px)}.hero-shell{gap:34px}.brand-hero h1{font-size:52px}.brand-feature-copy{padding:20px 24px 24px}.brand-feature-copy h2{font-size:24px}.hero-proof{gap:50px}.service-tile{padding:24px}.service-tile h3{font-size:25px}.extra-service{padding:12px;gap:9px}.extra-service>span:not(.source-icon){font-size:13px}.extra-service>.out-arrow{display:none}.approach-layout,.new-faq{gap:55px}.carrier-heading{gap:0 55px}.footer-main{gap:32px}footer.wrap{padding-left:32px;padding-right:32px}.contact-layout{gap:40px}.contact-actions{padding-left:30px}.contact-email{font-size:16px}}
@media(max-width:900px){.header{height:96px;position:relative;z-index:10}.header .brand-word{font-size:31px}.header .brand-emblem{width:48px;height:54px;background-size:414.72px 236.79px;background-position:-108px -13.5px}.header nav{display:none;position:static;background:var(--brand-night);padding:0;color:white}.header nav.open{display:flex;flex-direction:column;gap:10px;flex-basis:100%;padding-top:20px}.header nav a{font-size:16px;min-height:44px;display:flex;align-items:center}.header.menu-open{height:auto;min-height:96px;flex-wrap:wrap;padding-top:18px;padding-bottom:18px}.menu-toggle{display:flex;color:white;padding:14px 0 14px 14px;border:0;background:transparent;gap:12px}.hero-shell{grid-template-columns:1fr .9fr;gap:30px}.brand-hero h1{font-size:45px;letter-spacing:-1.8px}.texas-line{font-size:18px}.brand-hero-description{font-size:16px}.primary-call{min-width:0;width:100%;max-width:310px;padding:15px 18px}.primary-call{padding:16px 18px;gap:12px}.primary-call strong{font-size:21px;white-space:nowrap}.brand-feature-copy h2{font-size:22px}.brand-feature-copy>span{font-size:14px}.feature-services{padding:16px 20px;font-size:11px}.hero-proof{font-size:12px;gap:25px;padding-left:30px;padding-right:30px}.new-service-grid{gap:16px}.service-tile{padding:21px}.service-tile h3{font-size:23px}.service-tile>p{font-size:15px}.service-tile-link{font-size:13px}.extra-service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.extra-service{padding:16px;gap:16px}.extra-service>span:not(.source-icon){font-size:16px}.extra-service>.out-arrow{display:block}.additional-heading{display:block}.additional-heading p{margin-top:8px}.new-section-heading>p{font-size:14px}.approach-layout{gap:42px}.new-steps h3{font-size:19px}.new-faq{gap:40px}.carrier-heading h2{font-size:32px}.contact-number{font-size:29px}.contact-actions{padding-left:25px}.footer-main{grid-template-columns:1fr 1.25fr}.footer-main>.footer-links{grid-column:1/-1;grid-template-columns:repeat(4,1fr);gap:14px 24px}.disclosure{font-size:12px}.mobile-call{display:block}body{padding-bottom:86px}}
@media(max-width:700px){.section-shell,.hero-shell{width:calc(100% - 44px)}.header{padding:0 22px;height:90px}.header.menu-open{min-height:90px}.brand-word{font-size:31px}.brand{gap:9px}.brand-word small{font-size:8px;letter-spacing:3.8px}.brand-hero{padding-top:42px}.hero-shell{display:flex;flex-direction:column;gap:38px;padding-bottom:38px;align-items:stretch}.brand-hero .new-eyebrow{font-size:10px;letter-spacing:1.5px;line-height:1.8;margin-bottom:21px}.brand-hero h1{font-size:clamp(36px,10.2vw,48px);line-height:1.16;letter-spacing:-1.8px;margin-bottom:24px}.texas-line{font-size:18px;line-height:1.6;margin-bottom:16px}.brand-hero-description{font-size:16px;line-height:1.85}.brand-hero-actions{margin-top:27px;gap:17px}.primary-call{max-width:none;min-height:78px}.primary-call strong{font-size:25px}.primary-call>span{font-size:12px}.hero-secondary{font-size:14px}.brand-feature{max-width:470px;width:100%;margin:auto;border-radius:15px}.source-lockup{aspect-ratio:870/420}.brand-feature-copy{padding:20px 22px}.brand-feature-copy h2{font-size:25px}.brand-feature-copy p{font-size:10px;letter-spacing:1.6px}.brand-feature-copy>span{font-size:15px}.feature-services{font-size:12px;padding:16px 22px}.hero-proof{display:grid;grid-template-columns:1fr;gap:7px;text-align:center;font-size:13px;padding:20px}.new-eyebrow{font-size:10px;letter-spacing:1.7px;margin-bottom:18px}.services-section{padding:58px 0}.new-section-heading{display:block;margin-bottom:28px}.new-section-heading h2,.approach-intro h2,.new-faq h2,.new-contact h2{font-size:37px;letter-spacing:-1.3px;line-height:1.18}.new-section-heading>p{font-size:16px;margin-top:20px}.new-service-grid{grid-template-columns:1fr;gap:18px}.service-tile{padding:25px}.service-tile-top{margin-bottom:22px}.service-tile h3{font-size:28px}.service-tile>p{font-size:16px;line-height:1.8;margin-bottom:25px}.service-tile-link{font-size:14px}.additional-heading{margin-top:30px}.additional-heading h3{font-size:19px;line-height:1.5}.additional-heading p{font-size:15px}.extra-service-grid{gap:12px}.extra-service{display:flex;align-items:flex-start;flex-direction:column;gap:13px;padding:17px}.extra-service>span:not(.source-icon){font-size:16px}.extra-service>.out-arrow{display:none}.availability-note{font-size:13px;margin-top:20px}.new-approach{padding:56px 0}.approach-layout{grid-template-columns:1fr;gap:34px}.approach-intro>p:not(.new-eyebrow){font-size:16px}.new-steps li{gap:22px;padding:23px 0}.new-steps h3{font-size:21px}.new-steps p{font-size:16px}.carrier-section{padding:58px 0}.carrier-heading{display:block}.carrier-heading h2{font-size:32px}.carrier-heading>p:not(.new-eyebrow){font-size:16px;margin-top:22px}.new-carrier-grid{grid-template-columns:1fr;gap:24px;margin-top:28px}.new-carrier-grid h3{font-size:17px}.new-carrier-grid p{font-size:16px}.new-faq{grid-template-columns:1fr;gap:30px;padding:8px 0 58px}.new-faq details{padding:20px 0}.new-faq summary{font-size:17px}.new-faq details p{font-size:16px;padding-right:0}.new-contact{padding:50px 0}.contact-layout{grid-template-columns:1fr;gap:32px}.contact-actions{padding:28px 0 0;border-left:0;border-top:1px solid #4e7e9a6b}.contact-number{font-size:33px;gap:10px}.contact-email{font-size:16px}.contact-actions p{font-size:16px;margin-bottom:24px}.new-contact p{font-size:16px}.new-contact .new-eyebrow{font-size:10px}.footer-main{grid-template-columns:1fr;gap:32px}.footer-main>.footer-links{grid-column:auto;grid-template-columns:1fr 1fr;font-size:14px}.footer-contact p,.footer-contact>a{font-size:16px}.footer-contact .footer-email{font-size:14px}.footer-contact strong{font-size:18px}footer.wrap{padding:42px 22px 24px}.disclosure .medicare-disclaimer{font-size:13px}.copyright{font-size:11px;gap:12px}.detail-hero{padding:40px 0 50px}.detail-hero h1{font-size:39px;letter-spacing:-1.2px;line-height:1.2}.detail-hero p:not(.eyebrow){font-size:17px}.detail-content h2,.carrier-detail h2{font-size:29px}.detail-item{padding:23px}.detail-item h3{font-size:22px}.detail-item p{font-size:16px}.journal-hero h1{font-size:35px}.article-body{font-size:17px;line-height:1.9}.mobile-call{padding-left:14px;padding-right:14px}.mobile-call>a{padding:13px 18px}.mobile-call a>span:first-of-type{font-size:13px;gap:10px}.mobile-call strong{font-size:18px}.mobile-call>a>.out-arrow{margin-left:8px}}
@media(max-width:360px){.brand-hero h1{font-size:34px;letter-spacing:-1.5px}.header .brand-word{font-size:27px}.header .brand-emblem{width:43px;height:48px;background-size:368.64px 210.48px;background-position:-96px -12px}.menu-toggle{font-size:13px;gap:8px}.texas-line{font-size:17px}.primary-call{padding:16px 18px;gap:12px}.primary-call strong{font-size:21px;white-space:nowrap}.brand-feature-copy h2{font-size:22px}.feature-services{font-size:11px;padding:15px 17px}.new-section-heading h2,.approach-intro h2,.new-faq h2,.new-contact h2{font-size:34px}.extra-service{padding:14px}.extra-service>span:not(.source-icon){font-size:14px}.contact-number{font-size:28px}.mobile-call>a{padding:13px 14px}.mobile-call strong{font-size:16px}.mobile-call a>span:first-of-type{font-size:12px;gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}